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Kittwazzer wrote:Whenever payment is made by Credit Card, the retailer is charged a fee by the Card Provider. By this method, the card provider can ensure a profit from its customers who clear their outstanding balance every month. This can be between 1% and 5%. If the retailer wishes to pass this on, I believe they must inform the customer at point of sale. Asda, for instance, does not impose this charge at the checkout as they would simply lose too much trade. However, they will not accept payment for tobacco or cigarettes by Credit Card as the mark up would not cover the charge.

Debit Cards are an entirely different matter. It is the more up to date equivalent of paying by cheque. No charge should be levied for this method of payment because, from a retailers point of view, it is far more economical than handling the equivalent amount of cash. Electronic transactions cost peanuts by comparison. Going back to Asda, it is the reason why they always invite you to take cash on top of paying your bill; it reduces their cash handling costs!

If a charge is being levied, it is probably classed as a telephone booking charge and would perhaps cover the time and manpower to take details over the phone and complete the slip.

That said, it is still a rip off if you are charged per ticket and not per transaction!

And yes, I was a BANKER. Some would argue that I still am!!

Kittwazzer wrote:Whenever payment is made by Credit Card, the retailer is charged a fee by the Card Provider. By this method, the card provider can ensure a profit from its customers who clear their outstanding balance every month. This can be between 1% and 5%. If the retailer wishes to pass this on, I believe they must inform the customer at point of sale. Asda, for instance, does not impose this charge at the checkout as they would simply lose too much trade. However, they will not accept payment for tobacco or cigarettes by Credit Card as the mark up would not cover the charge.

Debit Cards are an entirely different matter. It is the more up to date equivalent of paying by cheque. No charge should be levied for this method of payment because, from a retailers point of view, it is far more economical than handling the equivalent amount of cash. Electronic transactions cost peanuts by comparison. Going back to Asda, it is the reason why they always invite you to take cash on top of paying your bill; it reduces their cash handling costs!

If a charge is being levied, it is probably classed as a telephone booking charge and would perhaps cover the time and manpower to take details over the phone and complete the slip.

That said, it is still a rip off if you are charged per ticket and not per transaction!

And yes, I was a BANKER. Some would argue that I still am!!

Kittwazzer wrote:Whenever payment is made by Credit Card, the retailer is charged a fee by the Card Provider. By this method, the card provider can ensure a profit from its customers who clear their outstanding balance every month. This can be between 1% and 5%. If the retailer wishes to pass this on, I believe they must inform the customer at point of sale. Asda, for instance, does not impose this charge at the checkout as they would simply lose too much trade. However, they will not accept payment for tobacco or cigarettes by Credit Card as the mark up would not cover the charge.

Debit Cards are an entirely different matter. It is the more up to date equivalent of paying by cheque. No charge should be levied for this method of payment because, from a retailers point of view, it is far more economical than handling the equivalent amount of cash. Electronic transactions cost peanuts by comparison. Going back to Asda, it is the reason why they always invite you to take cash on top of paying your bill; it reduces their cash handling costs!

If a charge is being levied, it is probably classed as a telephone booking charge and would perhaps cover the time and manpower to take details over the phone and complete the slip.

That said, it is still a rip off if you are charged per ticket and not per transaction!

And yes, I was a BANKER. Some would argue that I still am!!

mrs feka wrote:I really fail to see how they can justify charging you on your debit card in person, i would pursue the matter at my bank, then again it is whelan and he can walk on water alledgedly.